Disclosure

How we use AI

Every article on this site starts as an AI-assisted draft and goes live only after a person has reviewed it. This page says what that means, line by line.

Last updated September 25, 2026

The short version

Articles are drafted with the help of AI writing tools, working from a plan that sets out what each page must answer and which rules and sums it may use. A person then reviews the draft, and the name at the top of each page, in the line that reads "AI-assisted, reviewed by", is the person who did that review. The reviewers are Beth Ruelos, Ryza Glorioso and John James.

That line credits a review. It does not say the reviewer wrote the article, and the site has no writers' bylines for the same reason: a name at the top of a page is a claim about who wrote it, and none of these articles were written by one person from their own experience. The site itself is the author, and in the structured data search engines read, the publication is listed as the author and the reviewer as the editor.

What the tools do

They produce first drafts: structure, explanations, worked examples built on hypothetical numbers, and the frequently asked questions at the foot of some pages. Every draft is then put through automated checks before review. Those checks reject drafts that break the site's writing rules, such as long runs of same-length sentences or claims written in the first person, and they flag any page whose figures, links or headings change between versions, so a number cannot shift quietly in an edit.

Where the numbers come from

There are two kinds of number on this site, and only two. The first is a rule you can look up, such as the settlement cycle, the wash sale window or a margin requirement, stated with the body that sets it: the SEC, FINRA or the IRS. The second is arithmetic on a hypothetical trade, worked on the page so you can check it and redo it with your own figures.

AI tools will write a convincing statistic with nothing behind it, so the site does not publish statistics it cannot source: no success rates for patterns, no share of traders who lose, no returns for a method. Where a point would need one, it is made qualitatively.

What AI is never used for

  • Stock picks, signals, forecasts or price targets. The site publishes none of these, by any method.
  • Personal financial, tax or legal advice. Read the risk disclaimer.
  • Invented quotes, sources, credentials, track records or personal stories presented as someone's experience.
  • Imitating a real person's writing or presenting a fictional writer as real.

Who is accountable

The publication is. A reviewer checks a page before it goes live, but a mistake that gets through is the site's mistake to fix, and it will be fixed. The editorial policy explains how pages are planned, checked and corrected, and the contact page is the way to report something wrong. The more exact the report, naming the page and the sentence or figure, the faster it gets corrected.